Know the cash requirement
Liquidity & funding advisory
The purpose
See when the business needs cash.
Profit, cash availability and borrowing capacity are different questions. SM Globals helps finance teams connect them in a practical working view: what the business must pay, when cash is expected and where the funding plan needs attention. This supports more informed facility and operating decisions.
Who this is for
For companies managing working-capital pressure, reviewing credit facilities or improving the forecasts used for day-to-day and medium-term decisions.
What we offer
Work shaped around
your requirement.
The following areas can form part of an engagement. The exact deliverables and responsibilities are agreed before work begins.
01Cash conversion and forecast visibility
Trace collections, supplier payments, payroll and other material commitments through the forecast. Separate known amounts from estimates and identify the timing assumptions that drive the liquidity position.
02Facility and maturity review
Map facility purposes, utilisation, repayment dates and known conditions. Relate a refinancing or additional-funding request to the business requirement rather than treating the facility amount as the starting point.
03Management review and response planning
Define the cash indicators, forecast updates and variance explanations needed by management. Assign owners to funding gaps and scenario responses so that the reporting leads to a decision.
How it works
A clear path through the work.
- 01
Establish the baseline
Reconcile the available management information with cash balances, committed payments and current facilities. Mark gaps that limit the analysis.
- 02
Model the pressure points
Examine the effects of collection delays, cost movements and repayment dates. Clarify when an operating response or a funding discussion may be needed.
- 03
Turn reporting into action
Agree who updates the forecast, who reviews changes and who takes the next action when assumptions move outside the agreed planning range.
Your starting point
Prepare for a more
useful first discussion.
Helpful information to have ready
Have recent management accounts, cash balances, receivables and payables information, facility terms and the latest budget or cash forecast available.
Begin with a high-level overview. Confidential documents should only be shared through a separately agreed, appropriate channel.
A clear understanding of our role. Advisory and coordination support does not constitute a commitment to provide capital, issue an instrument or secure an approval. Any financing, transaction or third-party service is subject to its own review, due diligence, terms and applicable requirements. Legal, tax and regulated specialist advice must be provided by the appropriate professionals.